Terms of Use

Last updated: March 2025

By accessing or using the 5 Point Capital website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

Use of Website

This website is provided for informational purposes only. Nothing on this website constitutes financial, legal, or tax advice. Information about mortgage rates and loan programs is subject to change without notice.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness or accuracy of information on this site. Mortgage rates and program availability are subject to change and qualification requirements.

Licensing

5 Point Capital is a licensed mortgage broker. Rick Villa is licensed in California (DRE #), Washington, Maryland, Oregon, and Colorado. Loans made or arranged pursuant to state licensing requirements.

Contact

Questions about these terms? Contact us at inquiries@5pointcapital.com.