Hello!
Our Story: Decades of Experience, A Lifetime of Integrity.
5 Point Capital was founded in 2025 by Rick Villa, a veteran in the lending and real estate industry with over two decades of hands-on experience. Now, with a team underwriters and agents, 5 Point Capital has gone from humble beginnings to serving multiple states. Our mission however has remained the same: deliver honest, client-centric real estate and lending services that stand the test of time.
5 Point Capital Expertise & Vision:
- 20+ Years in Real Estate & Lending: We’ve seen market ups and downs, and knows exactly how to guide clients through every economic situation.
- Licensed Realtors & Loan Officers: Our team has licensed Realtors in California and Loan Officers that can serve CA, WA, MD, OR, and CO.
- Looking to the Future: Our team continues to expand with a team of dedicated real estate and lending professionals who share a passion for integrity and client care.
Core Values:
- Integrity: Every recommendation is rooted in honesty and transparency.
- Client-First Mindset: Your goals, comfort, and success drive every decision.
- Community Impact: Our focus is on helping families and individuals in Orange County and beyond find, finance, and enjoy the homes they love.